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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

Always there when needed and assisting with any prob...

Always there when needed and assisting with any problems. Reviewed on: 23rd April 2026

Great Tool for Surprise Expenses

With all basics costing more than ever, it's vital that you have options when unexpected bills come your way. Paypal credit is a fantastic tool to help spread the cost of those in to more affordable chunks. Provided you are responsible with it and manage repayments, it can get you out of some tricky scenarios at little to no cost. Reviewed on: 23rd April 2026

Seamless, quick & very efficient service.

Seamless, quick & very efficient service. Really excellent service Reviewed on: 23rd April 2026

Simple and easy.

Simple and easy. Takes a few days for the payments to go through but it alright. Reviewed on: 23rd April 2026

good experience

Had a good experience and helpful when I need it Reviewed on: 23rd April 2026

Great for convinience, but best used wisely!

Easy to apply and easy to use and approval process was prompt and seamless.Spreading out payments ,the 4 months no- interest promo is a real perk , What I only need is to pay on time.I have used PayPay credit for the first time and overall, its a solid option for online purchases.All in all it is great for convinience but best used wisely! Reviewed on: 23rd April 2026

Very easy to use & excellent customer services

Very easy to use, from the app you can see all the details of your account, speaking to a representative is brilliant, fast answer, very polite & have access to all the answers you need. Reviewed on: 23rd April 2026

Really Reccomended

Tbh all i can say is the system is really easy to use and also easy to monitor payment progress, couldnt fault it at all... Reviewed on: 23rd April 2026

PayPal and PayPal Credit

I've been using PayPal and PayPal Credit for a few years already and I really like it. Whenever I have the option to use it for big purchases I use it. I love the function of splitting my purchases for 3 months. Reviewed on: 23rd April 2026

Best Creditor I've used

PayPal is my go to credit provider, offers many plans and has swiftly dealt with all of my issues in timely manners. The 0% offers also make credit ridiculously easy to manage and not get swamped with interest Reviewed on: 23rd April 2026

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