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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99561 reviews)

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4.90

Based on 99,561 reviews, last reviewed 6th May 2026

2249250% increase in 5 star reviews

in the past 90 days

6450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Extend your credit Allows me to spread payment. Easy to setup and administer. Reviewed on: 6th May 2026

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99561)

Great service

It’s great to spread the cost out over 4 months interest free Reviewed on: 8th July 2022

Excellent!!!

In my opinion the best credit I have had is PayPal Credit!!! Reviewed on: 8th July 2022

Easy to transfer monies

My son in law needed to borrow some cash quickly. Without any extra cost to me I was able to lend the extra funds needed Reviewed on: 8th July 2022

Simple and quick

Great interest free service which enables the spreading of large costs over time giving greater flexibility Reviewed on: 8th July 2022

That is help to buy and pay later

I have very happy because I have paypal credit Reviewed on: 8th July 2022

Credit

I love to shop with paypal credit.. Reviewed on: 8th July 2022

Biya

Outstanding and secure payment service provider. And with paypal credit it made everything so easy and interest free Reviewed on: 8th July 2022

PayPal is the best way for your payment

The best way to make my payment online. Reviewed on: 8th July 2022

Purchases are even more convenient

I usually make purchases through PayPal because of its convenience and their great buyer protection. Getting PayPal credit has made things even more convenient as I am able to spread payments and finance large items. Reviewed on: 8th July 2022

What can I say!

I have always put off applying for PayPal Credit for sometime now until a few months ago. Applying was straight forward and I had my credit limit straight away. Compared to most credit companies PayPal Credit offers a multitude of ways to spread the cost of your purchase, even 0%, so what more can I say. Reviewed on: 8th July 2022

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