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PayPal: PayPal Credit reviews

4.73
Based on 181,112 reviews, last reviewed 8th Aug 2026
45% increase in 5 star reviews
in the past 90 days
61% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026
UK's avatar
UK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181112)

Great overall

5
Great overall experience. Great customer service. Feeling safe using it. Reviewed on: 23rd April 2026

Excellent, easy to use and feels safe paying through...

5
Excellent, easy to use and feels safe paying through PayPal. Reviewed on: 23rd April 2026

Peace of mind

5
They have helped with returning my money when ive been stolen from or lied to the process might take some time but its a great safety feature Reviewed on: 23rd April 2026

Excellent service

5
I have never had a bad experience using PayPal, I use PayPal wherever possible. Reviewed on: 23rd April 2026

Paypal review

5
Is all good till now haven’t had issues yet . Reviewed on: 23rd April 2026

Easy to use and see exactly what's going out.

5
Easy to use and see exactly what's going out. Normal credit cards do my nut in Reviewed on: 23rd April 2026

Very user friendly and very secure

5
Very user friendly and very secure Reviewed on: 23rd April 2026

Been using PayPal for over 10 years.

5
Been using PayPal for over 10 years. Easy to use and never had any issues with them. Always quick to reply to any questions and any problems quickly resolved Reviewed on: 23rd April 2026

PayPal is the easiest and best way to pay.

5
PayPal is the easiest and best way to pay. Good payment options Reviewed on: 23rd April 2026

PayPal makes life easier and too handy for grocery’s...

5
PayPal makes life easier and too handy for grocery’s pays Reviewed on: 23rd April 2026

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