Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99445 reviews)

View other PayPal products

4.90

Based on 99,445 reviews, last reviewed 6th May 2026

2244050% increase in 5 star reviews

in the past 90 days

6350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always available to use and it's great to spread the... Always available to use and it's great to spread the cost on higher value purchases. Always use PayPal as my way to pay. Reviewed on: 6th May 2026

Latest lowest rating:

1

I made a purchase and terms and conditions were neve... I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (99445)

Spreading the cost, knowing you wont pay a penny in interest

Vast range of websites accepting paypal credit as its a reputable lender, allows you to spread the cost of expensive items and top notch support when you need it. Reviewed on: 8th July 2022

Yeah, it's helped out loads.

As the title suggests, it's really good and has helped me out in a tight bind. Reviewed on: 8th July 2022

Great alternative payment method

A great way to spread the cost - feel safe and secure using PayPal credit for my payments Reviewed on: 8th July 2022

Flexible repayment options

Excellent customer service, easy to apply Reviewed on: 8th July 2022

PayPal credit

Always there when I need it and super easy to pay off in instalments! They always do deals for 0% interest on some purchases too. Reviewed on: 8th July 2022

Great experience .

Very handy if you're looking quick 0% loan, definitely use it again. Reviewed on: 8th July 2022

First class service and provider

First class service and provider very easy to use and stay on top of . Reviewed on: 8th July 2022

Good service

Easily got it, and it helped the most Reviewed on: 8th July 2022

Excellent service in simple steps

PayPal Credit is the best way helping spread the cost of my purchase and giving me more time to enjoy summer moments with friends & family. Reviewed on: 8th July 2022

Easy to use

Easy to use, 4 months at 0% is perfect for me ans the app is very clear and easy to navigate Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.37 from 27 reviews
Payments
from PayPal 4.91 from 3705 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 46573 reviews
Credit card
from PayPal 4.91 from 78 reviews
Payments
from PayPal 4.91 from 3705 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub