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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

so handy & easy to use

Never been any issues , 3 payment scheme is free & great to spread cost off expensive items I might purchase Reviewed on: 23rd April 2026

Easy to use

Easy to use. Fast service. Good way to add extra security to your online purchases Reviewed on: 23rd April 2026

The best service and easy

The best service and easy management Reviewed on: 23rd April 2026

Super easy to manage and pay.

Super easy to manage and pay. The app is really easy to use. Like the protection I get when using Paypal to pay Reviewed on: 23rd April 2026

A Godsend

PayPal has been a true support in times of need. Thank you. Reviewed on: 23rd April 2026

Amazing just amazing.

Amazing just amazing. Love the new addition to the virtual cards I can now use and carry in my wallet with the bonus of earning points as I spend Reviewed on: 23rd April 2026

PayPal- flexible, secure with great support

PayPal is a great way to deal with my purchases offering super flexible and secure options. Customer service has been excellent on occasion I've needed any assistance Reviewed on: 23rd April 2026

Always reactive and helpful when needing assistance

Always reactive and helpful when needing assistance Reviewed on: 23rd April 2026

Quick safe transactions

Easy to use with quick safe transactions and the ability to spread your spend over three payments for free. Reviewed on: 23rd April 2026

Never a bother

Easy access short term finance for treating people to nice things Reviewed on: 23rd April 2026

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