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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

I always feel safe using PayPal.

I always feel safe using PayPal. Everything is smooth and seamless, and even when I’ve had issues with certain transactions or accounts, they’ve handled them quickly and fairly. It really feels like they prioritize their customers. I use PayPal all the time to send money and I’ve never had a bad experience — super reliable. Top service. Reviewed on: 23rd April 2026

All I could ask for

Every purchase I’ve made has been hassle free and fast couldn’t ask for more and on the very rare occasion where there’s a problem it’s sorted without issue and within minutes!! Reviewed on: 23rd April 2026

I use PayPal for many things.

I use PayPal for many things. I really like their credit feature. I have been using this feature specially for booking my flight tickets which is very convenient. Only con side is their exchange rate is not the best as they charge around 4% transaction charges which is really a big bite. Reviewed on: 23rd April 2026

Easy to both purchase, manage my finance and provide...

Easy to both purchase, manage my finance and provide financial options Reviewed on: 23rd April 2026

I feel secure using PayPal as my main source of paym...

I feel secure using PayPal as my main source of payment. The new points system for using the card is a great incentive as well Reviewed on: 23rd April 2026

friendly features built in the PayPal app, it’s easy...

friendly features built in the PayPal app, it’s easy to use. Reviewed on: 23rd April 2026

Never had problem with anything, good experience wi...

Never had problem with anything, good experience witch costumer service. Reviewed on: 23rd April 2026

Very quick and simple to set up.

Very quick and simple to set up. Easy to manage an make payments as and when or set up a payment plan and it does the rest for me Reviewed on: 23rd April 2026

I use PayPal credit and it’s so easy to do and I kee...

I use PayPal credit and it’s so easy to do and I keep on top of payments I don’t have any other credit from anywhere so I rate them very high Reviewed on: 23rd April 2026

Stress Free, simple and secure

I have been using PayPal for over 10 Years, it has made online shopping stress free, simple and secure Reviewed on: 23rd April 2026

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