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PayPal: PayPal Credit reviews

4.73
Based on 181,112 reviews, last reviewed 8th Aug 2026
45% increase in 5 star reviews
in the past 90 days
61% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026
UK's avatar
UK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181112)

Good so far.

5
Good so far. Easy to use. Not had a problem so far Reviewed on: 23rd April 2026

I love the new points!

4
I love the new points. Takes a while for payments to register though Reviewed on: 23rd April 2026

Fast payment and service.

5
Fast payment and service. Supportive, secure and credible Reviewed on: 23rd April 2026

Hassle free, easy way to pay wirh credit.

5
Hassle free, easy way to pay wirh credit. Reviewed on: 23rd April 2026

Never had an issue.

4
Never had an issue. When needing help have always been quick to respond and very efficient Reviewed on: 23rd April 2026

It’s reliable and helpful when you need financial help

5
It’s reliable and helpful when you need financial help Reviewed on: 23rd April 2026

Easy system to use,clear instructions and detailed i...

5
Easy system to use,clear instructions and detailed information on account page Reviewed on: 23rd April 2026

Amazing tool

5
So easy to use and gives me flexibility and options when purchasing Reviewed on: 23rd April 2026

PayPal easy to use and gives me confidence

5
I use PayPal regularly and find it quick and easy I feel confident that if I try to buy a product and it’s a scam they will not let that payment go through,they have done this for me on a couple of occasions they make payment quick and companies are happy to let you use paypal Reviewed on: 23rd April 2026

Great no issues!

5
Great no issues, easy to use and convenient! Reviewed on: 23rd April 2026

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