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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

Pay in 3 makes PayPal even better

PayPal’s Pay in 3 feature is honestly the best thing about using PayPal for me. It gives me the flexibility I need to spread the cost of purchases without too much hassle, which makes managing my budget a lot easier. I find it simple, convenient and really useful when I want to buy something but prefer not to pay the full amount all at once. Reviewed on: 23rd April 2026

Very good for shopping payments and transferring mon...

Very good for shopping payments and transferring money to friends, I don’t utilise their full range of capabilities. Reviewed on: 23rd April 2026

Simple and very straightforward.

Simple and very straightforward. No hidden fees. Reviewed on: 23rd April 2026

Good customer service

Good customer service and easy to keep a check of your finances. However it would be great to have the option to pay off individual transactions early in the app. Reviewed on: 23rd April 2026

PayPal is one of the most popular and trusted online...

PayPal is one of the most popular and trusted online payment platforms in the world. It allows users to send and receive money quickly, securely, and conveniently without sharing sensitive financial details. With strong buyer and seller protection policies, PayPal helps reduce the risk of fraud, making it a reliable choice for online transactions. Another advantage of PayPal is its ease of use and wide acceptance. It is supported by millions of websites and businesses globally, making it simple to pay for goods, services, or even transfer money to friends and family. Overall, PayPal is a safe, fast, and efficient payment solution for both personal and business use. Reviewed on: 23rd April 2026

Very good experience, easy to used

Very good experience, easy to used Reviewed on: 23rd April 2026

Good easy application .

Good easy application . Like the options Reviewed on: 23rd April 2026

Excellent service, helpful with my finances and easy...

Excellent service, helpful with my finances and easy to use Reviewed on: 23rd April 2026

Good and fast finance.

Good and fast finance. Easy to use Reviewed on: 23rd April 2026

A bank in the pocket.

Easy to access, verysafe so far and always to hand. Reviewed on: 23rd April 2026

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