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PayPal: PayPal Credit reviews

4.73
Based on 181,113 reviews, last reviewed 9th Aug 2026
41% increase in 5 star reviews
in the past 90 days
57% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Impressed with the service and how easy everything w... Impressed with the service and how easy everything works. Thanks. Reviewed on: 9th August 2026
Mon MC's avatar
Mon MC

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181113)

PayPal to protect you and your money

5
PayPal always step up to help where everything and everyone fails, they there to protect the purchases and your money. The credit is a fantastic option which always supports my shopping. When for unknown reason my DD failed PayPal revoked the late penalties and assured that the new DD is correctly set up to collect in the fallowing month. Nothing but brilliant experience every time. Reviewed on: 23rd April 2026

PayPal is very good.

5
PayPal is very good. They deserve to win. Reviewed on: 23rd April 2026

Secure and helpful

5
When paying with paypal it feels more secure. Also it is nice that can pay people using email address. For example my friend needed help with cash so i was ablw to find her and send money instantly. In addition i am very grateful for the credit option with out an apr as it helped me with my quality of life. Reviewed on: 23rd April 2026

I have been a great experience with this app it help...

5
I have been a great experience with this app it helps me in buying tickets Reviewed on: 23rd April 2026

Game changet

5
Pay in 3 or 12months interest free options are a game changer Reviewed on: 23rd April 2026

Really easy to use and quite helpful when you don't...

5
Really easy to use and quite helpful when you don't have to pay thr full amount straight away, but can break it in few payments. Reviewed on: 23rd April 2026

The customer service is extremely poor , however pay...

4
The customer service is extremely poor , however paypal itself is amazing and I do use it each time I checkout if its there , very simple and easy to get used to Reviewed on: 23rd April 2026

Reliable and trusted.

5
I find PayPal is reliable for everything. Reasonable rates as well. Reviewed on: 23rd April 2026

Universal

5
Easy to use, universal payments so can use anywhere, clear payments Reviewed on: 23rd April 2026

PayPal is simple and trustworthy.

5
PayPal is a simple, trustworthy, no hidden fees, way of managing your finances be it pay in six months or 3 easy instalments. PayPal has a lot to offer. Reviewed on: 23rd April 2026

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