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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,640 reviews, last reviewed 6th May 2026
2252900% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like using the credit app , monthly payments I like using the credit app , monthly payments Reviewed on: 6th May 2026
Piasta T's avatar
Piasta T

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99640)

Great

5
Really easy to use, great company. Reviewed on: 8th July 2022
Jude Gallagher's avatar
Jude Gallagher

Paypal

5
Paypal is tje easy way to buy things on credit Reviewed on: 8th July 2022
Imran ali's avatar
Imran ali

Credit

3
Having the credit there is so helpful . Reviewed on: 8th July 2022
Karen Brimelow's avatar
Karen Brimelow

easy and convenient

5
It is Very easy and convenient Reviewed on: 8th July 2022
Asad 's avatar
Asad

Fantastic service

5
They are very reliable, and their communication is really good. Reviewed on: 8th July 2022
Joyce's avatar
Joyce

Perfect product.

5
Works as it says- no ambiguity so no misleading as I have had with products from other companies. Reviewed on: 8th July 2022
Phil's avatar
Phil

Ideal way to budget

5
Convenient and secure online shopping service offering easy credit terms and a simple way to help budget Reviewed on: 8th July 2022
saffa jan's avatar
saffa jan

Quick and easy to use

5
Helps to sort out birthday and Christmas presents as well as the garden... Etc when low on money. Very good Reviewed on: 8th July 2022
Karl's avatar
Karl

Brilliant

5
Absolutely amazing flexibility always on hand whenever you need it Reviewed on: 8th July 2022
Jamie Davis's avatar
Jamie Davis

PayPal credit good

5
PayPal credit is so good Better than other credits Reviewed on: 8th July 2022
S NG's avatar
S NG

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