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PayPal: PayPal Credit reviews

4.73
Based on 181,113 reviews, last reviewed 9th Aug 2026
41% increase in 5 star reviews
in the past 90 days
57% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Impressed with the service and how easy everything w... Impressed with the service and how easy everything works. Thanks. Reviewed on: 9th August 2026
Mon MC's avatar
Mon MC

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181113)

Everything very good

5
Everything very good and easy .I am happy with PayPal Reviewed on: 23rd April 2026

PayPal makes everything easy I buy a lot of stuff on...

5
PayPal makes everything easy I buy a lot of stuff online and rather than paying via card I use PayPal as I don't have to enter all my details every time I buy something they have them already saved and there a lot safer Reviewed on: 23rd April 2026

Very good just could do with a number to speak to a...

5
Very good just could do with a number to speak to a person rather than all bots and messaging all the time Reviewed on: 23rd April 2026

I like the simplicity of it.

5
I like the simplicity of it. And the pay in 3 makes expensive purchases easier to manage. Reviewed on: 23rd April 2026

Great service very helpful on the phone if you have...

5
Great service very helpful on the phone if you have any issues Reviewed on: 23rd April 2026

Always pleasant, easy to use and really useful when...

5
Always pleasant, easy to use and really useful when purchasing online Reviewed on: 23rd April 2026

Great way to spread the cost

5
Had a little mix up one month with my payment which end up in a late payment which I wasn’t happy about. On reflection maybe I should have set up a direct debit Reviewed on: 23rd April 2026

Really good and helpful they were there in hard time...

5
Really good and helpful they were there in hard times and helped me through a few tricky moments with the pay in 3 Reviewed on: 23rd April 2026

Always There

5
Always there and clear on what’s available Reviewed on: 23rd April 2026

Does the job nicely

5
Never used customer service so cannot comment in that.other parts of the service wirk well for my beeds Reviewed on: 23rd April 2026

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