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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99445 reviews)

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4.90

Based on 99,445 reviews, last reviewed 6th May 2026

2244050% increase in 5 star reviews

in the past 90 days

6350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always available to use and it's great to spread the... Always available to use and it's great to spread the cost on higher value purchases. Always use PayPal as my way to pay. Reviewed on: 6th May 2026

Latest lowest rating:

1

I made a purchase and terms and conditions were neve... I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99445)

Overall it's much better than most of them out there. The reason I'm not giving 10/10 is that recently I had an an bad experience with them and they couldn't rectify the situation.

Overall good and had one very bad experience recently Reviewed on: 8th July 2022

Impressive

Absolute life saver, the best thing to use, helped out in so many ways Reviewed on: 8th July 2022

Satisfied immensely

Amazing tool to help a young lad like myself sensibly use credit and help me make the most of summer ! Reviewed on: 8th July 2022

Excellent and Easy

Great to use and you know your money’s safe ! Reviewed on: 8th July 2022

Excellent product, so easy to use.

I really like the PayPal Credit product, as it offers me huge flexibility on spreading cost in time and also managing the peyments. Really great and easy to use features, clarity on cost and secure in use. Highly recommend it. Reviewed on: 8th July 2022

Easy to use and a good rate

Easy to use and very good pay options. I would like it to be attached to a card one day. Reviewed on: 8th July 2022

Quick and easy, and interest free

I like having 4 months to pay things off interest free. Good amount of time. Reviewed on: 8th July 2022

Good

Very easy and safe method of payment Reviewed on: 8th July 2022

Amazing

Amazing credit limits and always guaranteed money back Reviewed on: 8th July 2022

Good way to use credit

Always great and easy to use. Accepted most places too as well. Reviewed on: 8th July 2022

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