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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,288 reviews, last reviewed 6th May 2026
2236650% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Yeh had paypal credit for about ten years its amazing. Yeh had paypal credit for about ten years its amazing. Things i cant buy, i pay with paypal credit and pay it off when i get payed from work. Reviewed on: 6th May 2026
Chonga's avatar
Chonga

Latest lowest rating:

1

I made a purchase and terms and conditions were neve... I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026
Ales's avatar
Ales
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99288)

Convenient and helpful

5
So far so good. It has helped me through some very intense months i hope to completely recover from soon Reviewed on: 8th July 2022
Marisa Scott's avatar
Marisa Scott

Excellent product

5
The product is excellent and customers service is unrivalled Reviewed on: 8th July 2022
Lordtequila's avatar
Lordtequila

Paypal

4
Very good , great product and easy to use Reviewed on: 8th July 2022
David Dagless's avatar
David Dagless

Hassle free

5
I use their services extensively and have never had a problem. Very fair. Reviewed on: 8th July 2022
Ray Holmes's avatar
Ray Holmes

Simple, generous credit

5
The PayPal service is a breeze to use and the 4 month interest free for purchases over £100 is incredibly useful. Reviewed on: 8th July 2022
Jordan Glover's avatar
Jordan Glover

I like to pay with PayPal credit

5
I am using PayPal credit more than my debit card or online pay and I like PayPal credit account . Reviewed on: 8th July 2022
BINDESH PATEL's avatar
BINDESH PATEL

PayPal credit

5
Excellent credit lender, easy to Purchase things from almost anywhere, great apr as well Reviewed on: 8th July 2022
C bromfield 's avatar
C bromfield

So simple to use!

5
Haven't found anywhere I can't use it! Reviewed on: 8th July 2022
Joseph McGhee's avatar
Joseph McGhee

Best Short Term Credit Card

5
The best credit card without an interest. I have been using it without paying any interest, as I always pay within the 4-month grace period. Reviewed on: 8th July 2022
mademeho's avatar
mademeho

PayPal been stress free

5
Stress free cos it’s simple and easy to set up and keep track of everythunf Reviewed on: 8th July 2022
thivi ko's avatar
thivi ko

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