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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99809 reviews)

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4.90

Based on 99,809 reviews, last reviewed 6th May 2026

2261050% increase in 5 star reviews

in the past 90 days

6450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal credit is very easy to use. Paypal credit is very easy to use. Give you more ways to pay for item and pay later. It has been a very good experience using paypal credit Reviewed on: 6th May 2026

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99809)

PayPal helps

When you need to purchase an item you can spread the cost easily with PayPal credit! Reviewed on: 8th July 2022

Best credit provider

Easy application process, reasonable limit offered, easy to use as it is widely accepted. Reviewed on: 8th July 2022

Helps me split the cost of important things in life

I have had an extremely good experience of PayPal credit. Find it easy to use, easy to pay off. Reviewed on: 8th July 2022

Convenient and simple to use

This has been a great help spreading out bigger purchases to ease my financial load Reviewed on: 8th July 2022

Easy credit with interest free if wanted

I used PayPal credit many occasions and found it so easy to use and reliable Reviewed on: 8th July 2022

Safe credit

Know where you are with PayPal!! Reviewed on: 8th July 2022

Life saviour

PayPal credit is a life saviour for those days where you need more time to pay back without any interest piling up. Treat yourself and enjoy it before thinking about any repayments Reviewed on: 8th July 2022

Easy and accepted everywhere

Definitely I use paypal for all my online purchases. I have a peace of mind that my money is safe. I heavily use paypal credit as well and a great edition ia the Paypal pay in 3. Reviewed on: 8th July 2022

Easy to use

I loved the flexibility of PayPal credit. I was able to alter my payments as I pleased. Easy to apply for and very user friendly app Reviewed on: 8th July 2022

Paypal credit - the most flexible way to pay!

Paypal credit has saved my hide more times than i care to imagine, birthdays, christmas, you name it!.. Interest free options, low interest rates. if you have credit cards but not paypal credit, you need to swap !! Reviewed on: 8th July 2022

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