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PayPal: PayPal Credit reviews

4.73
Based on 181,113 reviews, last reviewed 9th Aug 2026
41% increase in 5 star reviews
in the past 90 days
57% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Impressed with the service and how easy everything w... Impressed with the service and how easy everything works. Thanks. Reviewed on: 9th August 2026
Mon MC's avatar
Mon MC

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181113)

Easy transfers

5
When I send money to people its so easy and I’ve sold things and got paid immediately so thank you Reviewed on: 23rd April 2026

Very good service and product i would recommend pay...

5
Very good service and product i would recommend pay pal Reviewed on: 23rd April 2026

Happy customer

5
Easy to use love the new debit and credit cards Reviewed on: 23rd April 2026

Great customer service, always happy to help & the p...

5
Great customer service, always happy to help & the pay in 3 is a great option too! Reviewed on: 23rd April 2026

I use it for paying up larger items, giving good int...

4
I use it for paying up larger items, giving good interest options for paying back. Reviewed on: 23rd April 2026

Everything has been great so far!

5
Everything has been great so far! Reviewed on: 23rd April 2026

Easy and efficient to use.

5
Easy and efficient to use. Never any problems using PayPal Reviewed on: 23rd April 2026

Convenient to bank with.

4
Convenient to bank with and I like its perks and promotions. Reviewed on: 23rd April 2026

Purchasing anything you want with PayPal

5
Using PayPal is so easy and flexible with options on how you choose to pay and with the new debit card connected to your chosen bank account you can purchase in store items and earn points. Reviewed on: 23rd April 2026

Easy payment and it allows me to make payments with...

5
Easy payment and it allows me to make payments with plenty of time to repay and less interest. Reviewed on: 23rd April 2026

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