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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99079 reviews)

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4.90

Based on 99,079 reviews, last reviewed 6th May 2026

2227250% increase in 5 star reviews

in the past 90 days

6300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very easy to track spending in the PayPal app Very easy to apply and track in the PayPal app, which makes it easy to pay off extra whenever you can Reviewed on: 6th May 2026

Latest lowest rating:

1

I made to orders in December from Debenhams I sent b... I made to orders in December from Debenhams I sent both order back Debenhams said they got all returns and I've still not had my money back off PayPal... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99079)

Love PayPal

I’ve been using PayPal credit a while. They are a fair and honest company, what’s different about them? They understand the consumer which many don’t, with short term agreements that let you pay for things over a period of time without accruing interest. Is a first amongst credit company’s. They are my go to, if available! Just fabulous!!! Reviewed on: 13th June 2022

Excellent and good value

Easy to use, and excellent repayment management Reviewed on: 13th June 2022

Excellent service

User friendly and swift response Reviewed on: 13th June 2022

Nice card with little apr

Good payment support, able to use for necessary needs Reviewed on: 13th June 2022

PayPal credit

Great service, secure payments, always handy to have credit available Reviewed on: 13th June 2022

A Godsend!

I love using Paypal credit to bulk buy gifts for my nieces and nephews and spreading out the costs just makes things so much easier! The process is always smooth and secure. Reviewed on: 13th June 2022

Paypal Credit is a life saver

I needed to book an emergency trip I hadn’t budgeted for and Paypal credit came to my rescue. Best part is that I paid back 4 months with 0% interest. Reviewed on: 13th June 2022

Protected purchases

I had problem with an electrical item, kept getting fobbed off by the company, so I raised a dispute with paypal and was refunded my money in about a week. Reviewed on: 13th June 2022

Great company

I always use Paypal when I can. It's easy to use, the customer service is great and the interest free offers make big purchases easier to manage. Reviewed on: 13th June 2022

Great service no worries always on point.

Nothing is to much always polite and professional. Reviewed on: 13th June 2022

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