Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,079 reviews, last reviewed 6th May 2026
2227250% increase in 5 star reviews
in the past 90 days
6300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to track spending in the PayPal app Very easy to apply and track in the PayPal app, which makes it easy to pay off extra whenever you can Reviewed on: 6th May 2026
Nikkita E's avatar
Nikkita E

Latest lowest rating:

1

I made to orders in December from Debenhams I sent b... I made to orders in December from Debenhams I sent both order back Debenhams said they got all returns and I've still not had my money back off PayPal... Read more Reviewed on: 6th May 2026
sarah wrigley's avatar
sarah wrigley
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (99079)

Very good for credit

5
I really recommend PayPal credit because it’s very easy to use Reviewed on: 13th June 2022
GTSOnline Racing's avatar
GTSOnline Racing

paypal revue

5
PayPal is the best it's the only way to shop online Reviewed on: 13th June 2022
dad's avatar
dad

Easy to use, convenient and always safe

5
Paypal credit has meant I can spread my payments over several months, saving me money. I always receive a handy reminder to pay the minimum each month, which is really easy to do from my linked bank account or the Paypal balance Reviewed on: 13th June 2022
Susan White's avatar
Susan White

Very helpful in times when ur broke

5
I'm always broke so PayPal is my savior Reviewed on: 13th June 2022
Daniel Ssaku's avatar
Daniel Ssaku

Excellent

5
Always instant, never a problem! Reviewed on: 13th June 2022
Peter Russell's avatar
Peter Russell

PayPal credit rocks

5
Low on interest, high in customer service. PayPal makes online purchasing so much easier! Reviewed on: 13th June 2022
Dusty Richmond's avatar
Dusty Richmond

Painless to use and efficient

5
Seems to hide it's light behind bushel. Don't be so modest and accept your are excellent at your job. Reviewed on: 13th June 2022
Paul Willment's avatar
Paul Willment

Excellent

5
It’s amazing .Make sky life easy Reviewed on: 13th June 2022
Ze's avatar
Ze

Simple and hassle free financing

5
I signed up to PayPal credit wondering how it works work without a card, but has been slick and easy to buy and spread out payments, thanks Reviewed on: 13th June 2022
Rik Mannix's avatar
Rik Mannix

Fantastic company

5
They are very helpful and will sort out problems very fast. Reviewed on: 13th June 2022
Olwyn Noone's avatar
Olwyn Noone

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 46330 reviews
    PayPal

  • Credit card

    from PayPal 4.91 from 77 reviews
    PayPal

  • Payments

    from PayPal 4.91 from 3704 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill