Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

View other PayPal products

4.73

Based on 181,112 reviews, last reviewed 10th Aug 2026

39% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Truste service Excellent service .I’m alwayaes trust theie service Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181112)

Easy to use, well set out.

Easy to use, well set out. Reassurance and growth product Vs alrernatives Reviewed on: 23rd April 2026

Everything is ok, very happy with the service.

Everything is ok, very happy with the service. Reviewed on: 23rd April 2026

I have been charged with out understanding why.

I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026

I’ve been using PayPal for a while now, and honestly...

I’ve been using PayPal for a while now, and honestly, it’s made online payments so much easier and more secure. The interface is simple, transactions are quick, and I like having an extra layer of protection when shopping online. One feature I’ve found really useful is PayPal Credit — it gives a bit of flexibility when making bigger purchases, which can be super convenient when used responsibly. Overall, it’s a reliable platform that I trust for both sending money and paying online. Definitely a solid option if you want something straightforward and widely accepted Reviewed on: 23rd April 2026

Trusted method of payment always.

Trusted method of payment always. Reviewed on: 23rd April 2026

Easy, Simple

Never had any problem, always delivered what promised. Reviewed on: 23rd April 2026

PayPal is trusted worldwide has great customer serv...

PayPal is trusted worldwide has great customer service and its easy access to my account. It is an accepted safe payment worldwide. Reviewed on: 23rd April 2026

Convenient and secured

Paypal is more conenient and its reliable in times of when need. Secure payment. Reviewed on: 23rd April 2026

Safety online

It’s been a good help and gives a sense of security when ordering stuff online. Reviewed on: 23rd April 2026

It is very convenient for shopping.

It is very convenient for shopping. Reviewed on: 23rd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101274 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub