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PayPal: PayPal Credit reviews

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4.90
Based on 99,256 reviews, last reviewed 6th May 2026
2235200% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easily accessible, transparent. Easily accessible, transparent. Efficient service, even used abroad. Highly recommend. Reviewed on: 6th May 2026
Louise Todd's avatar
Louise Todd

Latest lowest rating:

1

I made a purchase and terms and conditions were neve... I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026
Ales's avatar
Ales
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99257)

PayPal credit is fair and upfront

5
I use PayPal credit a lot I know exactly where I stand at all times thanks Reviewed on: 14th June 2022
TECH TAKEAWAY's avatar
TECH TAKEAWAY

PayPal helps!

5
Have been using PayPal for years now. I find it useful for spreading larger payments, as well as shopping for items online! Really useful app! Reviewed on: 14th June 2022
Val Block's avatar
Val Block

CREDIT CARD

5
I think Paypal credit card is great and it helps me out when I need to purchase things. I think it is great plus it hides all your card details Reviewed on: 14th June 2022
J Read's avatar
J Read

Great way to buy online in installments

4
Best way to pay in installments online interest free !!! Reviewed on: 14th June 2022
ben ghorbel chedli's avatar
ben ghorbel chedli

complete trust

5
i have the utmost tust in paypal. Reviewed on: 14th June 2022
Doreen Formby's avatar
Doreen Formby

Best friend in your wallet

5
I do not know how many times PayPal saved me from embarrassing moments. PayPal Credit is my go to financial instrument in online shopping and transfer among friends. Easy to use, never lets you down, covers you for all your needs. Reviewed on: 14th June 2022
Murat's avatar
Murat

So easy .

5
Love the fact I can view all my transaction fast check out and security is great . Reviewed on: 14th June 2022
Tanya Griffiths-ford's avatar
Tanya Griffiths-ford

The Most reliable credit card

5
PayPal credit has been the best credit card company so far, very reliable, fair interest. I will recommend it any time any day. Reviewed on: 14th June 2022
Chidozie 's avatar
Chidozie

No hidden numbers

5
Been using for nearly a year and have no problems what so ever Reviewed on: 14th June 2022
mattday2@hotmail.com's avatar
[email protected]

Useful credit

4
PayPal provide a valuable service for buying valuables Reviewed on: 14th June 2022
Kevin's avatar
Kevin

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