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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 10th Aug 2026

39% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Truste service Excellent service .I’m alwayaes trust theie service Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

I’ve had a really great experience with PayPal Credi...

I’ve had a really great experience with PayPal Credit so far. It was super easy to get started, and the whole process didn’t take much time at all. I like how it lets me buy things when I need them and pay later without stressing too much about my budget. The interest-free option on certain purchases is a big plus, especially for bigger items. It just makes everything feel more manageable. I also find the app and website very easy to use—checking my balance and making payments is quick and simple. Overall, it’s been reliable and convenient for me. I haven’t had any major issues, and it’s definitely something I’d recommend if you want a flexible way to manage your spending. Reviewed on: 23rd April 2026

Always great responses and top customer service

Always great responses and top customer service Reviewed on: 23rd April 2026

Great interest rates.

0%Interest if you pay in 4 months. Reviewed on: 23rd April 2026

I have been using PayPal for years excellent service

I have been using PayPal for years excellent service Reviewed on: 23rd April 2026

Great service and simple to use.

Great service and simple to use. Good to be able to spread the cost of a larger spend especially in these more challenging times Reviewed on: 23rd April 2026

There when you need it.

There when you need it. And interest free for 4 months on all new purchases Reviewed on: 23rd April 2026

Very good as always helped a lot many thanks.

Very good as always helped a lot many thanks. Reviewed on: 23rd April 2026

Very good service that has helped me spread the cost...

Very good service that has helped me spread the cost on items with no interest for 3 months Reviewed on: 23rd April 2026

Easy to use with Excellent deals such as pay in thre...

Easy to use with Excellent deals such as pay in three etc.Simple to keep an eye on expenditure and kept informed of what’s going out Reviewed on: 23rd April 2026

Recommend best for purchasing and day to day expenses

I would recommend this to everyone Reviewed on: 23rd April 2026

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