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PayPal: PayPal Credit reviews

4.73
Based on 181,112 reviews, last reviewed 10th Aug 2026
39% increase in 5 star reviews
in the past 90 days
54% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Truste service Excellent service .I’m alwayaes trust theie service Reviewed on: 10th August 2026
Md Abdul Wahid's avatar
Md Abdul Wahid

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181112)

Great experience and easy to use, do transfer quick...

5
Great experience and easy to use, do transfer quick and make payments. Reviewed on: 23rd April 2026

Good benefits

5
My experience with you is good, I use Pay Pal Credit whenever I feel like it and so far I'm satisfied. I think I'll continue to use it and I'll encourage my friends to use it too. Reviewed on: 23rd April 2026

PayPal credit easy way to pay

5
PayPal credit very easy to use The benefits very good when I buy products only easy monthly repayments everything you need to know about your account is on the the App so you can break your monthly repayments down to suit your current finances Reviewed on: 23rd April 2026

Easy to set up and track balance

5
Easy to set up and track balance, well explained terms. Reliable monthly alert of payment date and minimum payment amount. Reviewed on: 23rd April 2026

Quick easy repayment.

5
Quick easy repayment. Great app. Reviewed on: 23rd April 2026

I love the PayPal app.

5
I love the PayPal app. It is easy to see the monies available and transaction. I like the authentication to keep my details safe and it makes everything quick and easy to use. Reviewed on: 23rd April 2026

Safe & easy way to make purchases

5
Safe & easy way to make purchases Reviewed on: 23rd April 2026

PayPal, you can always rely on

5
Whenever I needed help PayPal was always there … I’m using PayPal for over 14 years now and it has never disappointed me Reviewed on: 23rd April 2026

Makes me really comfortable.

5
Makes me really comfortable. Thanks Reviewed on: 23rd April 2026

Only had a couple of poor experiences

5
Only had a couple of poor experiences Reviewed on: 23rd April 2026

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