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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99608 reviews)

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4.90

Based on 99,608 reviews, last reviewed 6th May 2026

2251500% increase in 5 star reviews

in the past 90 days

6450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’m extremely happy very good service never makes me... I’m extremely happy very good service never makes me unhappy and uncomfortable Reviewed on: 6th May 2026

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99608)

Easy, quick & super helpful!

A great quick service & easy way to manage your credit Reviewed on: 8th July 2022

Best Credit offers out there

This is possibly the best credit plan I have. It gives me flexibility of enjoying the luxury of booking my trips and buying useful amenities with also managing my finances at the same time. It also provide much needed protection on any of purchases which is definitely needed in today's world. Reviewed on: 8th July 2022

Life saver

PayPal has literally saved my daughters birthday, with the rising of food and petrol and everything in-between I am unable to just go out and purchase anything above £30 and at an age of 9 who isn't into homebargain toys it's very hard but with PayPal I can purchase something she would never have been able to have and pay it off in small instalments with a low interest if any. Reviewed on: 8th July 2022

Absolutely perfect!!

Absolutely perfect, really easy to get, 4 month 0% and repay in flexible ways. Reviewed on: 8th July 2022

Quick and easy

Dead easy. No fuss. There when you need it at a click of a button. Love it ! Reviewed on: 8th July 2022

Amazing service

easy to access,lovely interface Reviewed on: 8th July 2022

Love the flexi payment

I love the 4 and 6 months pay plan and fact the fact that I can choose how much i want to pay monthly. I love the easy and secure sign in to PayPal too Reviewed on: 8th July 2022

Great Credit Card

Easy, cheaper cost services, and secure to use a Paypal credit card in a wider horizon of businesses. Reviewed on: 8th July 2022

Brilliant

I love yous so helpful and handy Reviewed on: 8th July 2022

Really good

5 star, very good experience with pay pal and hipper safe to use Reviewed on: 8th July 2022

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