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PayPal: PayPal Credit reviews

4.73
Based on 181,113 reviews, last reviewed 9th Aug 2026
41% increase in 5 star reviews
in the past 90 days
57% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Impressed with the service and how easy everything w... Impressed with the service and how easy everything works. Thanks. Reviewed on: 9th August 2026
Mon MC's avatar
Mon MC

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

Top class!

5
Extremely user friendly and efficient Reviewed on: 23rd April 2026

PayPay and affordable way to treat myself

5
I find PayPay a very easy service to use. It really help to afford the things i could pay for in one lump sum, from air fryers to car tyres Paypal also helps me to treat myself and why not i work hard enough Reviewed on: 23rd April 2026

I always have positive experience with PayPal

5
I always have positive experience with PayPal Reviewed on: 23rd April 2026

PayPal is easy to use and the app is easy to navigate.

5
PayPal is easy to use and the app is easy to navigate. Paying back your credit is quick and simple. I use PayPal for most big purchases as I feel safe and protected when paying anything using PayPal. Reviewed on: 23rd April 2026

Easy to use and the PayPal credit is the best

5
Just easy to use and the PayPal credit is a life saver when you want to pay in instalments Reviewed on: 23rd April 2026

Overall good had a dispute with a retailor once PayP...

4
Overall good had a dispute with a retailor once PayPal did little to help i lost out Reviewed on: 23rd April 2026

I had a nice experience every time when I use PayPal...

5
I had a nice experience every time when I use PayPal for my shopping and an easy process. Reviewed on: 23rd April 2026

Great platform

5
Great. All payments go in split second even abroad Reviewed on: 23rd April 2026

Good service I use it nearly every week!

5
Good service I use it nearly every week! Reviewed on: 23rd April 2026

Great experience and easy to use, do transfer quick...

5
Great experience and easy to use, do transfer quick and make payments. Reviewed on: 23rd April 2026

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