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PayPal: PayPal Credit reviews

4.73
Based on 181,113 reviews, last reviewed 9th Aug 2026
41% increase in 5 star reviews
in the past 90 days
57% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Impressed with the service and how easy everything w... Impressed with the service and how easy everything works. Thanks. Reviewed on: 9th August 2026
Mon MC's avatar
Mon MC

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

So easy & efficient.

5
So easy & efficient. My chosen way to pay Reviewed on: 23rd April 2026

Great experience using PayPal credit.

5
Great experience using PayPal credit. Easy to use and understand. Can actually talk to a human if need any assistance Reviewed on: 23rd April 2026

PayPal is fast and easy to use, I would recommend to...

5
PayPal is fast and easy to use, I would recommend to everyone Reviewed on: 23rd April 2026

Why would I go anywhere else?

5
Never had a problem with PayPal, always quick withdrawals. So many ways to pay or transfer money. Reviewed on: 23rd April 2026

Safe and secure

5
When using PayPal and PayPal credit, I feel safe, knowing the money I transfer and receive is always secure, unlike other platforms, this gives me a sense of pride when I use the service, thankyou to all the PayPal team. Reviewed on: 23rd April 2026

Excellent service.

5
Excellent service. No problems at all Reviewed on: 23rd April 2026

Easy to use and convenient

5
Easy to use. Never had an issue with the payment system. Very convenient way of paying and widely accepted. I particularly like the fact that you can have 4 months interest free or spread the payments. Reviewed on: 23rd April 2026

Excellent, Reliable & secure online Payment Service

5
I use PayPal regularly, and it’s made paying online much simpler. Having my credit and debit cards linked means checkout is quick, and I don’t have to keep entering details. What I value most is the security and buyer protection, it gives me confidence, especially when ordering from unfamiliar websites. ew websites. I’ve even recommended it to family members, and they now use it regularly too. It’s straightforward , fast, reliable, and a services I’ve come to rely on. Reviewed on: 23rd April 2026

It’s ther in need

5
I can’t complain,I’ve always had good experience Reviewed on: 23rd April 2026

Never had any issues.

5
Never had any issues. if you use credit and are responsible PayPal is very good way to shop online Reviewed on: 23rd April 2026

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