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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,691 reviews, last reviewed 6th May 2026
2255400% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Overall a pleasant experience I am always kept up to date about actions for my account and customer service has been very helpful, and informative when I have contacted them Reviewed on: 6th May 2026
Jan H's avatar
Jan H

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99691)

Excellent service

5
l have used paypal credit for a few years now, its an excellent service and the 4 months interest free on spends over £99 is an excellent feature. Reviewed on: 8th July 2022
Jake Ford's avatar
Jake Ford

Simple and efficient!

5
Had a great experience throughout the processes, and couldn't recommend more! Reviewed on: 8th July 2022
Walter Colling's avatar
Walter Colling

High level

5
Easy to handle and a very pleasant experience. Thanks for everything Reviewed on: 8th July 2022
Valentin Petcu's avatar
Valentin Petcu

Cheapest credit card ever

5
Frequently used … easy to use and more and more acceptable Reviewed on: 8th July 2022
Pragna's avatar
Pragna

Convenient and clear Paypal credit

5
Good app and clear comms from Paypal. Useful to have the Paypal flexibility with credit option Reviewed on: 8th July 2022
Tom's avatar
Tom

Easy, safe and flexible

5
I like PayPal credit. It’s really easy to use, and the four months free credit is ideal for medium size purchases such as white goods or technology. It’s really flexible. Pay early or extend the period if necessary. It I’m buying a product for a few hundred pounds I will usually look for a supplier who offers PayPal as a payment method. Reviewed on: 8th July 2022
Adrian Smith's avatar
Adrian Smith

Quick Dependable

4
Purchasing anything is extremely Safe ,quick and Dependable. When you've just purchased oh good you receive an email straight away and in case of a refund that's done within seconds. Reviewed on: 8th July 2022
Richard Ntege's avatar
Richard Ntege

Very smooth process

5
As the title says, PayPal provided me very flexible way to pay in my diary shopping, amazing company Reviewed on: 8th July 2022
Jose Luis Martin's avatar
Jose Luis Martin

Really is full thing from PayPal

5
Very useful addition to the PayPal family that the PayPal credit Reviewed on: 8th July 2022
Saket Mohan's avatar
Saket Mohan

PayPal credit

5
I’ve been using PayPal for a number of years now and I’m very impressed with their service. The credit is ideal if you are paying for something over £99 and 1 to 3 months to pay it. Highly recommend Reviewed on: 8th July 2022
Graham Greenacre's avatar
Graham Greenacre

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