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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

Reliable and Convenient Payment Service

I’ve had a very positive experience using PayPal. It’s easy to use, secure, and makes sending and receiving money straightforward. I particularly appreciate the buyer protection and how quickly transactions are processed. Overall, a dependable service that I trust for both personal and online purchases. Reviewed on: 22nd April 2026

I have own money and the pay back is Really easy lov...

I have own money and the pay back is Really easy love it Reviewed on: 22nd April 2026

PayPal has given me the opportunity to thrive in ter...

PayPal has given me the opportunity to thrive in terms of my finances Reviewed on: 22nd April 2026

paypal credit is helping my dreams come true

it allows me to make purchases when money is tight right before payday. it also allows me to improve my credit score. having this credit allows me to experience things i wouldn’t be able to do otherwise. Reviewed on: 22nd April 2026

PayPal definitely one of the oldest service in the w...

PayPal definitely one of the oldest service in the world which is still one on top of its game... Reviewed on: 22nd April 2026

More interest Free payment options

More payments options for more expensive purchases pay in three is good for smaller amounts but not large Reviewed on: 22nd April 2026

Versatile, convenient and easy to use

Versatile, convenient and easy to use Reviewed on: 22nd April 2026

Good customer service, very innovative app

Good customer service, very innovative app Reviewed on: 22nd April 2026

PayPal is amazing and very convenient

PayPal is amazing and very convenient Reviewed on: 22nd April 2026

Easy and flexible to use.

Easy and flexible to use. The app is user friendly and helps you to keep on top of your balance. It was very easy to apply for it. Reviewed on: 22nd April 2026

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