Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

View other PayPal products

4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181113)

Very helpful great ways to borrow money and spread t...

Very helpful great ways to borrow money and spread the costs. Reviewed on: 23rd April 2026

Fast and friendly

Very fast and excellent service.It is very clear and accurate. Reviewed on: 23rd April 2026

It’s really easy to use and no fee for 4...

It’s really easy to use and no fee for 4 months Reviewed on: 23rd April 2026

Quick life savers when in a tight spot

Brilliant and easy to use, would recommend to anyone. Pay in 3 and credit are life savers. The app is very easy to use aswell, no fussing about. Reviewed on: 23rd April 2026

Bought a graphics card and split it over 4 months no...

Bought a graphics card and split it over 4 months no interest Reviewed on: 22nd April 2026

Used PayPal for 20 years.

Used PayPal for 20 years. Never had a single problem. Fantastic service. Especially paypal credit with the 4 months no interest is just great! Reviewed on: 22nd April 2026

Always been excellent.

Always been excellent. Got help when needed and I feel safe that my money is secure. Reviewed on: 22nd April 2026

It just makes sense.

Buying things online is always risky but PayPal has been there to reduce the risks. PayPal credit just makes sense Reviewed on: 22nd April 2026

No Card No Cash

Over all really easy to pay and no worries of carrying cash or card 10/10 Reviewed on: 22nd April 2026

Easy to use, most online stores accept it and helps...

Easy to use, most online stores accept it and helps spread the cost of payments Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101275 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub