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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147110 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147110)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

No issues and the pay in three option is ideal , mak...

No issues and the pay in three option is ideal , making payments manageable without accruing interest Reviewed on: 29th June 2026

It's just really easy and convenient

It's just really easy. Can do 99.99% online. Contacting a team member is easy too. Reviewed on: 29th June 2026

Perfect piece of kit !!

Nothing it took much for PayPal ,any concerns are taken seriously and dealt with immediately. Such a great app used almost everywhere with the confidence of knowing you're information is safe. PayPal credit is extra helpful for those purchase you need to make quickly . I feel safe and confident with PayPal ,just a shame you can't use it to pay family and friends sometimes,it has to be a business. Reviewed on: 29th June 2026

Have used PayPal for years never had a problem and a...

Have used PayPal for years never had a problem and always very helpful with any queries. Also very patient in explaining things when I don't understand. Reviewed on: 29th June 2026

Always helpful, friendly and informative.

Always helpful, friendly and informative. Reviewed on: 29th June 2026

Excellent service ,can pay 3 months with 0 interest

Excellent service ,can pay 3 months with 0 interest Reviewed on: 29th June 2026

PayPal All the Way

I use PayPal all the time. What makes me come back is the 4 month interest free payment, the pay in 3 with no interest and confidence in paying overseas purchases that my account is safe. Reviewed on: 29th June 2026

Pay Pal Reliable, Convenient, and Secure.

Pay Pal Reliable, Convenient, and Secure. I’ve been using PayPal for a while now, and it has become my most trusted tool for managing money online. It works like a seamless digital account that makes sending, receiving, and holding funds incredibly easy. Excellent Security, I feel completely safe using it. With buyer protection, fraud monitoring, and purchase protection, I know my money and personal details are secure. If there’s ever an issue with a transaction, their dispute resolution process is straightforward and responsive. Easy to use, linking my bank account and cards took a few minutes. Whether I’m shopping online, paying friends or family, or receiving payments is done in just a few clicks. No need to share sensitive financial details with every merchant. It works almost everywhere I shop or do business internationally. Currency conversion is clear and transparent, and funds arrive quickly, usually within minutes. The app and website are easy to navigate. Checking balances, viewing history, or moving money to my bank is hassle-free and available 24/7. For anyone looking for a secure, reliable way to manage money online, PayPal is an excellent choice. It has never let me down and makes financial tasks far simpler than traditional banking for many everyday needs. I would have no hesitation in recommending Pay Pal to anyone looking for an easy way to manage their online finances. Reviewed on: 29th June 2026

I use it all the time

I use it all the time, when I can. I can pay off on my own time and its doesn't chagee interests Reviewed on: 29th June 2026

I use PayPal for 80% of my online and it always work...

I use PayPal for 80% of my online and it always works well and so far I have had no complaints. It feels safe and has a variety of way to be used, including a credit card. The ability to nominate what source the money comes from is excellent and gives you choices and flexibility. Reviewed on: 29th June 2026

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