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PayPal: PayPal Credit reviews

4.73
Based on 181,119 reviews, last reviewed 12th Aug 2026
31% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026
Sandypowell's avatar
Sandypowell

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181119)

PAYPAL IS BRILLIANT

5
Been using paypal for years and its a brilliant credit app Reviewed on: 22nd April 2026

Love using Paypal, convenient, and efficient.

5
Love using Paypal, convenient, and efficient. Credit rate could be lower Reviewed on: 22nd April 2026

Just a great company supporting working people, when...

5
Just a great company supporting working people, when this world is making simple things a struggle Reviewed on: 22nd April 2026

Easy to use and safe!

5
Easy to use especially now that there is a credit card to leverage! It’s safe and reliable to use! Highly recommended Reviewed on: 22nd April 2026

Very happy with the service would recommend to my co...

5
Very happy with the service would recommend to my colleagues Reviewed on: 22nd April 2026

Safe and fast

5
I have been using PayPal for number of years because it’s safe, fast and better than credit card rates if I am honest Reviewed on: 22nd April 2026

Excellent service all round would definitely recommend

5
Excellent service all round would definitely recommend Reviewed on: 22nd April 2026

Paypal is great for retailers

5
Paypal are always happy to help and always fine a way if in problems Reviewed on: 22nd April 2026

Money Talks

5
Always so happy to have this account to help ease us when we need to borrow and use the funds available to support spending when we need to. Reviewed on: 22nd April 2026

Great job

5
Great customer service care taken to protect my details Reviewed on: 22nd April 2026

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