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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

Great 0% interest rates in multiple stores

Great 0% interest rates in multiple stores Reviewed on: 22nd April 2026

Best payment service ever

Always satisfied with the quality of service Reviewed on: 22nd April 2026

PayPal is a protective way of making purchases, not...

PayPal is a protective way of making purchases, not only is it protective but there are many ways you can pay for items using PayPal which is very useful Reviewed on: 22nd April 2026

Easy brilliantly good.

It's easy and safe in my opinion. Reviewed on: 22nd April 2026

Good service easy to navigate ,i use paypal regularl...

Good service easy to navigate ,i use paypal regularly as an easy method and safe payment Reviewed on: 22nd April 2026

Very easy to use and good service.

Very easy to use and good service. Reliable company with customer safety at heart. Reviewed on: 22nd April 2026

Great all rounder

User friendly with a great app where everything re your account can be easily managed. Reviewed on: 22nd April 2026

Convenient but watch the interest review!

I’ve used PayPal Credit a few times for larger purchases, and it’s been really convenient to spread the cost. The application process was quick and easy, and it integrates smoothly with PayPal checkout. However, the interest rates can be quite high if you don’t pay it off within the promotional period, so you need to stay on top of repayments. Customer service has been okay, but not always the quickest to respond. Overall, it’s a useful option for short-term financing, but I’d only recommend it if you’re confident you can repay on time. Reviewed on: 22nd April 2026

Very easy to use and really fast

Very easy to use and really fast Reviewed on: 22nd April 2026

My preferred method of purchases.

PayPal is great for backup on your purchases. Plus, PayPal credit and pay-in-3 is well handy sometimes. Reviewed on: 22nd April 2026

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