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PayPal: PayPal Credit reviews

4.73
Based on 181,119 reviews, last reviewed 12th Aug 2026
31% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026
Sandypowell's avatar
Sandypowell

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181119)

SUPERB easy

5
Easy way to pay for everything,easy on-line shopping Reviewed on: 22nd April 2026

Great to be able to spread out payments.

4
Great to be able to spread out payments. Reviewed on: 22nd April 2026

Always offer what I need and secure and simple to...

5
Always offer what I need and secure and simple to use Reviewed on: 22nd April 2026

It has been a great experience, low interest rates a...

5
It has been a great experience, low interest rates and good customer support Reviewed on: 22nd April 2026

I always use paypal it’s very reliable and the app i...

5
I always use paypal it’s very reliable and the app is easy to navigate Reviewed on: 22nd April 2026

Very easy service to use and very convenient

5
Very easy service to use and very convenient Reviewed on: 22nd April 2026

Absolutely love the freedom with paypal credit.

5
Absolutely love the freedom with paypal credit. Always have it paid back within the 4 months and never have to be charged interest, but even if I was.. its very reasonable. Reviewed on: 22nd April 2026

Easy to use .

5
Easy to use . Convenient. Competitive rates Reviewed on: 22nd April 2026

They help me dispute a chase where I was scammed for...

5
They help me dispute a chase where I was scammed for car parts and handled everything made my life stress free Reviewed on: 22nd April 2026

Perfect for everyday use

5
Easy to navigate site, kept informed at all times of purchases, credit limits, any changes to contractual terms etc Reviewed on: 22nd April 2026

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