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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

Reliable service but needs better charge transparency

Review: I have been using PayPal Credit for a long time and overall my experience has been good. It is convenient, easy to use, and widely accepted for online payments. However, recently I noticed an unexpected charge on my bill which I was not aware of at the time of purchase. This was concerning as I only found out after receiving the statement. I think PayPal should improve notifications and add stronger security checks to avoid unauthorised or accidental transactions. Despite this issue, I still find the service useful, but there is definitely room for improvement in transparency and customer protection. Reviewed on: 22nd April 2026

Great and easy to use accepted by loads of companies...

Great and easy to use accepted by loads of companies Reviewed on: 22nd April 2026

Absolutely wonderful service.

Absolutely wonderful service. Always work at my best interest. Can not find a fault. Reviewed on: 22nd April 2026

Always very helpful people when there is a problem

Always very helpful people when there is a problem Reviewed on: 22nd April 2026

PayPal. Awesome

PayPal. Is easy to use and very responsive on any issues Reviewed on: 22nd April 2026

Very happy with Paypal never had an issue

Very happy with Paypal never had an issue Reviewed on: 22nd April 2026

Good bank

I have been with PayPal a few years and I didn't have any problems. Reviewed on: 22nd April 2026

Superb Comms, easy to use website and app

Superb Comms, easy to use website and app Reviewed on: 22nd April 2026

Quick and easy

Quick and easy - a safe way to shop and resolve any disputes Reviewed on: 22nd April 2026

Fast efficient and very helpful.

Fast efficient and very helpful. Always been seamless amd eady yo access and use Reviewed on: 22nd April 2026

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