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PayPal: PayPal Credit reviews

4.73
Based on 181,119 reviews, last reviewed 12th Aug 2026
31% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026
Sandypowell's avatar
Sandypowell

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181119)

Very smooth experience and always reliable.

5
Very smooth experience and always reliable. Reviewed on: 22nd April 2026

Great customer support and experience.

5
Great customer support and experience. Reviewed on: 22nd April 2026

always great!

5
I've always liked PayPal! It's a very reliable platform. I've always been able to use PayPal credit to fulfill small dreams. So I'm very grateful to PayPal! I take PayPal very seriously and will continue to use it. Reviewed on: 22nd April 2026

I always use PayPal as it protects me

5
I always use PayPal as it protects me and is very convenient and safe Reviewed on: 22nd April 2026

PayPal has u covered

5
Always had satisfaction from PayPal Reviewed on: 22nd April 2026

A great service

5
I have been using PayPal for a long time, now I use PayPal credit, or I pay over 3 month's, it's really useful Reviewed on: 22nd April 2026

Great service, and not had any issues, very easy to...

5
Great service, and not had any issues, very easy to use. It would be helpful if there was an ability to lower credit limit through the app. Reviewed on: 22nd April 2026

Payment taken twice for credit card.

3
Payment taken twice for credit card. Reviewed on: 22nd April 2026

Always easy to use on checkout.

5
Always easy to use on checkout. Never feel like I've been taken advantage of Reviewed on: 22nd April 2026

Seamless experience, App is so easy to use.

5
Seamless experience, App is so easy to use. Reviewed on: 22nd April 2026

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