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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

All good experience they're fair and great quality p...

All good experience they're fair and great quality product Reviewed on: 22nd April 2026

I always use paypal credit for large purchases and i...

I always use paypal credit for large purchases and it is excellent. Very useful. Reviewed on: 22nd April 2026

They will trick you into too types of payments and y...

They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026

Best credit institute

I love it's facilities of 4 month 0% interest Reviewed on: 22nd April 2026

I’ve never had any problems with PayPal it’s simple...

I’ve never had any problems with PayPal it’s simple and easy to use, I can’t comment on customer service as I’ve never needed to get in touch with them that I can recall. PayPal is the best! Reviewed on: 22nd April 2026

I love the interest free options.

I love the interest free options. Reviewed on: 22nd April 2026

Always been very helpful if I needed help with anyt...

Always been very helpful if I needed help with anything Reviewed on: 22nd April 2026

Easy, short term payment plans

Offers great short term payment plans with 0% apr which is great. App is easy to use and payments are easy to see what’s been and coming. Paypal give good notice of upcoming payments. Reviewed on: 22nd April 2026

Never had any issues, i use Paypal very regularly an...

Never had any issues, i use Paypal very regularly and it's easy to use. Reviewed on: 22nd April 2026

Excellent

I have been with pay pal for so long never had any problems Reviewed on: 22nd April 2026

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