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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

Always willing to help you Very easy and quick for p...

Always willing to help you Very easy and quick for purchasing and Very secure Reviewed on: 22nd April 2026

Overall great product, I use it regularly for an ext...

Overall great product, I use it regularly for an extra layer of protection. The delay in payment from accounts is very annoying though. Reviewed on: 22nd April 2026

Easy setup amazing customer service and excellent co...

Easy setup amazing customer service and excellent compatibility with online retailers. Great in app experience Reviewed on: 22nd April 2026

Very nice and easy to use.

Very nice and easy to use. It is always available. Reviewed on: 22nd April 2026

A great way to shop very flexible payment options, v...

A great way to shop very flexible payment options, very accessible customer service , excellent customer service and resolved issue very quickly and promptly. Reviewed on: 22nd April 2026

I’m with PayPal for more than 18 years and I have br...

I’m with PayPal for more than 18 years and I have bril and experiences with payment processing services..PayPal still my favourite payment method.. Reviewed on: 22nd April 2026

Helpful to spread essential buys

Been able to spread essential buys over a doable time period. Good reminders quick and easy to pay monthly bill. Reviewed on: 22nd April 2026

Always good experience paying with Paypal

Always good experience paying with Paypal Reviewed on: 22nd April 2026

Simple, reliable and genuinely helpful

I’ve found PayPal Credit to be a very practical and reliable solution for managing everyday purchases. The process is straightforward, easy to follow, and doesn’t feel overwhelming, which makes a real difference. What stands out to me is the flexibility it offers. It allows me to spread payments comfortably while staying in control, without unnecessary stress. Everything is clearly laid out, and I always know where I stand. It’s not just convenient , it actually makes managing finances feel more structured and manageable. For me, that peace of mind is the most valuable part. Overall, a smooth and dependable experience that I feel confident using. Reviewed on: 22nd April 2026

I been using PayPal for any years, always offer a go...

I been using PayPal for any years, always offer a good options which help to manage the finance. Also it gives extra protection when do shopping online Reviewed on: 22nd April 2026

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