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PayPal: PayPal Credit reviews

4.73
Based on 181,119 reviews, last reviewed 12th Aug 2026
31% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026
Sandypowell's avatar
Sandypowell

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181119)

I can't fault it really.

5
I can't fault it really. Never had an issue. Flexible credit with no interest. Pay in 3. Perfect. Reviewed on: 22nd April 2026

Have to explain over and over language barrier

4
Have to explain over and over language barrier Reviewed on: 22nd April 2026

Perfect in every way.

5
Perfect in every way. Always a pleasure to actually speak with a human being to resolve queries. Superb service Reviewed on: 22nd April 2026

PayPall app

4
PayPal is easy to use and helps me feel more secure when buying online Reviewed on: 22nd April 2026

Top PayPal

5
Great service as usual., would recommend it to everyone. Reviewed on: 22nd April 2026

Prompt dispute sevice

5
I have had to call pay pal to raise disputes with bogus sellers, they quickly got my money back for me. I was very happy Reviewed on: 22nd April 2026

Regularly there when U need it.

5
Regularly there when U need it. Easy to use, monitor and manage Reviewed on: 22nd April 2026

Good for little emergencies and purchases before pay...

5
Good for little emergencies and purchases before payday. Reviewed on: 22nd April 2026

Best Money App in My Opinion!

5
I use PayPal on most of the occasions that I buy online. I find it is the quickest way and the most secure way to pay. I also use the different ways to pay according to the su of my purchase! I feel this is also the safest credit way to pay. All in all I wouldn't be without PayPal and advise everyone else to use it. Reviewed on: 22nd April 2026

Very good.

5
Very good. I have used PayPal for years and it has helped me financially in ways which I wouldn't otherwise be able to afford. Reviewed on: 22nd April 2026

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