Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,119 reviews, last reviewed 12th Aug 2026
31% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026
Sandypowell's avatar
Sandypowell

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181119)

Security

5
Very good apps for security reasons Reviewed on: 22nd April 2026

Easy to use and so convenient!.

5
Easy to use and so convenient! Love it! Reviewed on: 22nd April 2026

Very clear from the beginning, a valuable tool.

5
It's very clear from the beginning how everything will work which made it easy for me to plan. The 0% offer appeared again which i wasn't expecting so i was able to plan some more much needed finance when i needed it most. Reviewed on: 22nd April 2026

Been using paypal for more than 10 yrs

4
Been using paypal for more than 10 yrs Reviewed on: 22nd April 2026

Peace of Mind

5
Secure knowing refunds are easy to claim and support from customer service are easy to contact Reviewed on: 22nd April 2026

Best by far

5
I always use PayPal it’s a trusty site for payment. If you go ave any problems they sort it out quickly. Would recommend to everyone 5* Reviewed on: 22nd April 2026

Easy hassle free banking

5
Never had a problem hassle free ,have recommend to my friends Reviewed on: 22nd April 2026

Good service, recommended, im happy

5
Good service, recommended, im happy Reviewed on: 22nd April 2026

So easy and convenient , credit is amazing

5
So easy and convenient , credit is amazing Reviewed on: 22nd April 2026

Recommended!

5
Great provider! Easy communication and very clear T&C. Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101278 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products