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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Recommended!

Great provider! Easy communication and very clear T&C. Reviewed on: 22nd April 2026

Fast and simple easy to use and never forget to pay...

Fast and simple easy to use and never forget to pay back Reviewed on: 22nd April 2026

My favourite app to handle my finances and make safe...

My favourite app to handle my finances and make safe transactions Reviewed on: 22nd April 2026

Good experience but sometimes there's an issue with...

Good experience but sometimes there's an issue with the direct debits. Reviewed on: 22nd April 2026

Simply the best.

Very helpful, and easy to talk to if a problem arrises. PayPal site is clear and easy to understand your payments and what is left. Reviewed on: 22nd April 2026

Been with them for year's and you can buy with Confi...

Been with them for year's and you can buy with Confidence Reviewed on: 22nd April 2026

Should be more clear with promotional offers to have...

Should be more clear with promotional offers to have a choice which of the promotional offer want to pay oncxce makeing payment Reviewed on: 22nd April 2026

Effective intervention and good customer service

Effective intervention and good customer service Reviewed on: 22nd April 2026

Simple and easy to use.

Simple and easy to use. Use this app for secure transactions as you never know two you are paying sometimes Reviewed on: 22nd April 2026

Very good payment a love paypal

I’ve been using PayPal mainly for online shopping, including sites like SHEIN. Payments are fast and convenient, and I like the buyer protection. However, sometimes refunds take longer than expected and customer support can be slow. Overall, it’s a useful service, but there is still room for improvement. Reviewed on: 22nd April 2026

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