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PayPal: PayPal Credit reviews

4.73
Based on 181,119 reviews, last reviewed 12th Aug 2026
31% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026
Sandypowell's avatar
Sandypowell

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181120)

Life made easy!

5
Easy to use, user friendly and a very helpful app. It has made shopping and purchasing so much more easier now. I recommend it to everyone! Reviewed on: 22nd April 2026

Outstanding easy to use simple value for money and t...

5
Outstanding easy to use simple value for money and trustworthy Reviewed on: 22nd April 2026

Very good!

5
Very good! PayPal is very easy to use. Reviewed on: 22nd April 2026

PayPal are excellent at looking after people using t...

5
PayPal are excellent at looking after people using their site Reviewed on: 22nd April 2026

I use PayPal all the time for online purchases and t...

5
I use PayPal all the time for online purchases and the credit app for which I have the physical card and virtual. I find the rates are always competitive and the app is easy to use. Reviewed on: 22nd April 2026

Have used PayPal for years, always very reliable

5
Have used PayPal for years, always very reliable Reviewed on: 22nd April 2026

All best from company I trust

5
I've been with pay pal forany years and now have pay pal credit card all the best from the company that protects you Reviewed on: 22nd April 2026

Easy to use, excellent app

5
Easy to use, excellent app and very quick to help and resolve any issues you may have, especially when financial transactions are challenged Reviewed on: 22nd April 2026

I’ve always had a pleasant experience using PayPal a...

5
I’ve always had a pleasant experience using PayPal and although I haven’t needed customer service I’m sure they do an excellent job. The app is easy to navigate and user friendly and it’s very clear to see if I owe any money as soon as I log in. Reviewed on: 22nd April 2026

Excellent customer service

5
Great customer service and very helpful Reviewed on: 22nd April 2026

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