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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Great customer service

Agents are always willing to help. And you don't need to hold too long Reviewed on: 22nd April 2026

Convenient and easy to use.

Convenient and easy to use. able to buy goods and budget money without paying big interest. Reviewed on: 22nd April 2026

Very Satisfied with PayPal Credit

My experience with PayPal Credit has been excellent. Everything works smoothly, payments are easy to manage, and the service has been completely reliable for my daily use. Reviewed on: 22nd April 2026

A convenient and efficient service

I've had a very good experience using PayPal app,especially the PayPal credit feature for my transactions. The app is very easy to use and most importantly, very efficient Reviewed on: 22nd April 2026

User friendly And smooth transaction all the time.

User friendly And smooth transaction all the time. Secured transactions and always get notifications after transactions Reviewed on: 22nd April 2026

So far enjoying my PayPal experience

So far enjoying my PayPal experience Reviewed on: 22nd April 2026

Never any issues very helpful and trustworthy

Never any issues very helpful and trustworthy Reviewed on: 22nd April 2026

Excellent service.

Excellent service. I am very happy with everything Reviewed on: 22nd April 2026

Amazing service

Very quick and easy process no long forms to fill in Reviewed on: 22nd April 2026

Great company to deal with

Excellent choice of credit options. The process when using the credit options is straightforward and easy to follow. Able to track account status regularly. Any queries are dealt with in a competent and professional manner. Reviewed on: 22nd April 2026

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