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PayPal: PayPal Credit reviews

4.73
Based on 181,119 reviews, last reviewed 12th Aug 2026
31% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026
Sandypowell's avatar
Sandypowell

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181120)

PayPal its a very good.

5
PayPal its a very good.site to use Reviewed on: 22nd April 2026

Great to deal with when using PayPal I had an issue...

5
Great to deal with when using PayPal I had an issue with a item I bought and the company was no help I opened a case with PayPal and got a full refund Reviewed on: 22nd April 2026

Whenever ive had an issue i have phoned up or used t...

4
Whenever ive had an issue i have phoned up or used the chat and its always been a good experience Reviewed on: 22nd April 2026

Flexible spending made easy with PayPal

5
PayPal credit allows flexibility in repayments. I can spread the costs in a way that suits my budget and I can use it on Apple Pay as well as on line. It’s great! Reviewed on: 22nd April 2026

Excelent

5
Always on the spot and easy to use Reviewed on: 22nd April 2026

Good all round

5
Overall experience with Paypal is brilliant Reviewed on: 22nd April 2026

Quality finance solution

5
I have just found them to be really accommodating and innovative Reviewed on: 22nd April 2026

Great service, never had any issues and I would reco...

5
Great service, never had any issues and I would recommend to anyone. Also very easy to use app which never had any issues Reviewed on: 22nd April 2026

One of the easiest and most helpful payment options...

5
One of the easiest and most helpful payment options available especially over 3months Reviewed on: 22nd April 2026

Such great ease of use!

5
Such great ease of use! Always use it as default payment. Handy that it stores different card details which makes it easy if you don’t have the card to hand. Love the fact that your details are safe and secure. Reviewed on: 22nd April 2026

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