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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

PayPal helps to balance the books!

PayPal is so easy to use and helps me balance my finance with easy payments Reviewed on: 22nd April 2026

Paypal finance has been a lifesaver.

Paypal finance has been a lifesaver, after having to pause work as a PT due to an ongoing eye issue buying the things I need was becoming stressful so when I saw I was eligible I gave it a try which was quick and easy to set up and now whenever I need to make big purchases from now on I will use papal finance. With a great 4 month 0% APR and then 23.9% APR after that I can rest assured thatI can buy and not worry about high extra costs being added to what I owe. For as long as I'm eligible, I will use paypal finance! Reviewed on: 22nd April 2026

Brilliant, I’ve always relied on PayPal for security...

Brilliant, I’ve always relied on PayPal for security and they’ve never let me down. 10/10! Reviewed on: 22nd April 2026

Strong platform

Very helpful when shopping online, Reviewed on: 22nd April 2026

My preferred online payment option

My preferred online payment option Reviewed on: 22nd April 2026

Great experiance, i always can trust that my payment...

Great experiance, i always can trust that my payments are safe online Reviewed on: 22nd April 2026

Greatness within

PayPal is the best and secure love it Reviewed on: 22nd April 2026

Good. Easy to use

Good. Would have been nice to know I could have not done a balance transfer to 0% interest card. But you learn. Easy to use no problems so far Reviewed on: 22nd April 2026

Money is there when you need it!

Money is there when you need it! Pay how you like which is great. Reviewed on: 22nd April 2026

very good at getting my money back

very good at getting my money back Reviewed on: 22nd April 2026

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