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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Always easy to use and the app is amazing

Always easy to use and the app is very intuitive and easy to manage Reviewed on: 22nd April 2026

Safest paymepent type always my first chiice

Safest paymepent type always my first chiice Reviewed on: 22nd April 2026

Great service and reliable with great offers and wid...

Great service and reliable with great offers and widely accepted worldwide its a great choice Reviewed on: 22nd April 2026

I love to pay with pay alot time becouse my money i...

I love to pay with pay alot time becouse my money is sure save , i took a bolt cab one time and the driver never arive but i was being charged i call paypal and they quickly help me get my refund back i was really happy Reviewed on: 22nd April 2026

Very happy, easy to use and keep track of

Very happy, easy to use and keep track of Reviewed on: 22nd April 2026

A fair way to spread the cost of large purchases

I find PayPal credit a fair way to spread the cost of goods, I have been using it for a number of years now and it is very good for the bigger purchases for our home. The statements are a lot clearer now and the app or website is easy to navigate. Reviewed on: 22nd April 2026

Excellent facility.

Excellent facility. Used it many times when other options weren’t available. Reviewed on: 22nd April 2026

Very convenient and great to be able to use PayPal i...

Very convenient and great to be able to use PayPal in store and not just online. Getting the interest free for 4 months on £100 payments is a life saver too. Reviewed on: 22nd April 2026

0% on short term borrowing

Has been very handy when nhs wouldn't provide medication. Manageable amount and 0% on short term borrowing Reviewed on: 22nd April 2026

Great service !

Great service !! Easy to use very simple Reviewed on: 22nd April 2026

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