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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Using PayPal always feels easy and safe

Using PayPal always feels easy and safe Reviewed on: 22nd April 2026

Always a seamless way to finance my life.

Always a seamless way to finance my life.. Fast,convenient, with outstanding customer service Reviewed on: 22nd April 2026

PayPal my personal preference!

I have been using PayPal for over 15 years now. They are my first choice to purchase and for credit. Thank you! Returns are easy, buying quick and hassle free. I have had a couple of disputes resolved without any stress. Good job PayPal, look forward to dealing with you in the future! Reviewed on: 22nd April 2026

Easy to talk to and will try there best to try and s...

Easy to talk to and will try there best to try and sort out any issues Reviewed on: 22nd April 2026

Pay easy with PayPal

It is easy and secure to pay for any online purchases. PayPal always put customers first whenever they's a refund dispute between the merchant and buyer Reviewed on: 22nd April 2026

Great service and clear terms

I’ve received great service and clear terms from PayPal from start to finish when using the service. A lot quicker and easier to sign up to than other credit providers too, and it all linked through my existing account Reviewed on: 22nd April 2026

Very effective way to purchase.

Very effective way to purchase. Most places I buy from have a PayPal option and it feels like a secure way to pay Reviewed on: 22nd April 2026

Easy provider

Have never had to complain and all my transactions work seamlessly Reviewed on: 22nd April 2026

Great app easy to navigate and good customer service

Great app easy to navigate and good customer service Reviewed on: 22nd April 2026

I love PayPal

I love PayPal helps me purchase large items to pay for over time Reviewed on: 22nd April 2026

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