Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

View other PayPal products

4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

28% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181120)

I have used PayPal for years, it is reassuring that...

I have used PayPal for years, it is reassuring that your purchases are protected and if you have issues with a merchant, they will step in and help Reviewed on: 22nd April 2026

Very good experience, especially with the Credit car...

Very good experience, especially with the Credit card facilities Reviewed on: 22nd April 2026

I’ve had a very positive experience using PayPal Cre...

I’ve had a very positive experience using PayPal Credit. It’s simple to use, offers flexible payment options, and makes online shopping much more convenient. The ability to spread payments over time without immediate interest (when eligible) has been especially helpful. Overall, it’s a reliable and user-friendly financial tool. Reviewed on: 22nd April 2026

No issue whatsoever in all my years.

No issue whatsoever in all my years. Reviewed on: 22nd April 2026

Very good

Easy to use, very convenient, always had a good experience with customer help Reviewed on: 22nd April 2026

I love PayPal Credit option!

I love PayPal Credit option! It's easy to use, versatile and help with finances. Reviewed on: 22nd April 2026

Easy to use and navigate.

Easy to use and navigate. Especially on the app Reviewed on: 22nd April 2026

i love paypal and paypal credit its better than a pa...

i love paypal and paypal credit its better than a payday loan and more convenient Reviewed on: 22nd April 2026

Excellent service never had any issues and a quick...

Excellent service never had any issues and a quick hassle free method way of paying Reviewed on: 22nd April 2026

PayPal are always there too help no matter the prob

PayPal are always there too help no matter the problem Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101278 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub