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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

28% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Consistent service.

Consistent service. Easy to pay for most services that a credit card can complete Reviewed on: 22nd April 2026

Excellent

Excellent experience, no issues at all Reviewed on: 22nd April 2026

I find PaypsypalPal very easy to use,.

I find PayPal very easy to use,. Reviewed on: 22nd April 2026

Helpful company.

Helpful company. There when you need them Reviewed on: 22nd April 2026

unhelpful staff

staff are not helpful when wanting to reduce my credit limit Reviewed on: 22nd April 2026

Makes life a little easier

Always friendly customer service and makes my money more accessible. Reviewed on: 22nd April 2026

I use PayPal for security.

I use PayPal more than any other way to pay for purchases. I feel safer using PayPal, especially when buying for the first time. Quick and easy to use. Reviewed on: 22nd April 2026

Excellent choice of paying interest free over 4 mont...

Excellent choice of paying interest free over 4 months, helps me a great deal when making larger purchases. Reviewed on: 22nd April 2026

Best payment app and love PayPal credit

Best payment app and love PayPal credit Reviewed on: 22nd April 2026

I am liking the new PayPal services

I am liking the new PayPal services Reviewed on: 22nd April 2026

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