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PayPal: PayPal Credit reviews

4.73
Based on 181,120 reviews, last reviewed 13th Aug 2026
26% increase in 5 star reviews
in the past 90 days
42% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026
Michele H's avatar
Michele H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181120)

I always have splendid experience whenever O use Pay...

5
I always have splendid experience whenever O use PayPal. Each transaction is always seamless and s3cure. My primary means of payment is PayPal and PayPal credit card Reviewed on: 22nd April 2026

I have been with Paypal for years.

5
I have been with Paypal for years. So far I have no problems. Thank you PayPal Reviewed on: 22nd April 2026

Good for helpin money

5
Good for helpin money for troubles Reviewed on: 22nd April 2026

Convenient and easy to use, with enough options for...

5
Convenient and easy to use, with enough options for payments and possibilities to stretch payments Reviewed on: 22nd April 2026

Been using PayPal for years, always helped protect m...

5
Been using PayPal for years, always helped protect my transactions and helped me with easy to understand payment plans if I purchase more expensive items. Now with PayPal plus I get a little bonus every year. I recommended to my family and friends for secure internet purchasing. Reviewed on: 22nd April 2026

Good service ,safe way to buy products

5
Good service ,safe way to buy products Reviewed on: 22nd April 2026

Fast and easy as you press one button everything pro...

4
Fast and easy as you press one button everything processes for you Reviewed on: 22nd April 2026

Great purchasing facility.

4
Easy to use facility, giving me the purchasing power I need. Reviewed on: 22nd April 2026

Sorted !!

5
always there to help smooth any problems that may occur Reviewed on: 22nd April 2026

Straightforward to use and very handy.

5
It's been a brilliant help and also really useful. Clear terms and expectations, and I liked that increases to the credit limit can be opted into or out of. Reviewed on: 22nd April 2026

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