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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Customer service, very good have used customer servi...

Customer service, very good have used customer service quite a few times always helpful and solve the problem quickly Reviewed on: 22nd April 2026

Good company

Always have had a good experience with PayPal never had any issues Reviewed on: 22nd April 2026

Great for when you need to buy a big purchase

Great for when you need to buy a big purchase Reviewed on: 22nd April 2026

Good and fast service

Good one and fast services , will refer this to my friends Reviewed on: 22nd April 2026

Mostlu used pay in 3 or 4 months interest free credi...

Mostlu used pay in 3 or 4 months interest free credit and helps spread the cost of purchases Reviewed on: 22nd April 2026

I find PayPal really good and really helpful whn I n...

I find PayPal really good and really helpful whn I need to purchase anything and I can split th payments Reviewed on: 22nd April 2026

Easy to use

Easy to make a purchase online and have the choice of different payment options, 4 months interest free or pay over 3 months. You can even choose to use another payment method i.e. a debit or credit card. Reviewed on: 22nd April 2026

Easy to use.

Easy to use. Most retailers accept. Reviewed on: 22nd April 2026

Paypal is really diverse with what it can offer and...

Paypal is really diverse with what it can offer and really practical for many reasons- such as being able to top up your paypal balance in seconds, paypal credit which is easy to use and offers different types of currencies. Reviewed on: 22nd April 2026

Excellence

Great experience, to hava at the fingerprint this money to make payment wen apear instantly. Reviewed on: 22nd April 2026

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