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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Easy to use, reliable.

Easy to use, reliable. Good customer service Reviewed on: 22nd April 2026

Recommend

Excellent I recommend great value Reviewed on: 22nd April 2026

If I've had a problem PayPal as sorted it out quick...

If I've had a problem PayPal as sorted it out quick and smooth Reviewed on: 22nd April 2026

Simple, convenient way to shop online with the added...

Simple, convenient way to shop online with the added security of PayPal protection. PayPal is my family's preferred method of payment now, with simple flexible payment options that keeps your spending in check Reviewed on: 22nd April 2026

Really good communication and very secure

Really good communication and very secure Reviewed on: 22nd April 2026

It’s just a very good service

It’s just a very easy service that’s convenient when needed and the help you get when in trouble with fraud has been excellent. Reviewed on: 22nd April 2026

Fantastic service

Easy & Reilaable to use always and convenient. Great service Reviewed on: 22nd April 2026

I feel totally safe using PayPal as a payment method...

I feel totally safe using PayPal as a payment method and it is so easy. Paying in three is so helpful, especially when buying heating oil as I am in fuel poverty! Reviewed on: 22nd April 2026

Simple to use

I never had any problems with PayPal and when it comes to money that’s all you want. That you get what you promised, quick transactions and that you would never need customer service and so far this is what I got Reviewed on: 22nd April 2026

PayPal app is easy to use and makes refunding paymen...

PayPal app is easy to use and makes refunding payments or transferring money easy. Reviewed on: 22nd April 2026

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