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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Top company

Professional service provided by professionals peoples. Very helpful company, one of the best experience for me for 10 year ago Reviewed on: 22nd April 2026

I’ve used PayPal for years and also PayPal credit, v...

I’ve used PayPal for years and also PayPal credit, very easy you use and a secure way of paying! I will continue using them!! Reviewed on: 22nd April 2026

Very kind and helpful customer sevice

Very kind and helpful customer sevice Reviewed on: 22nd April 2026

Regularly use the credit function to spread payments...

Regularly use the credit function to spread payments over a few months interest free. Reviewed on: 22nd April 2026

Any queries I have had have always been sorted quick...

Any queries I have had have always been sorted quickly and efficiently with no stress Reviewed on: 22nd April 2026

Love PayPal , good reliable money just when u need i...

Love PayPal , good reliable money just when u need it most . Reviewed on: 22nd April 2026

No customer protection

Ordered car springs from a supplier, they were obviously the wrong ones (far too short). Supplier refused a refund. Opened PayPal case, they refused to help me as the springs had apparently been “irreversibly altered” as I had tried to fit them. Gave up arguing with live Indian chat. Had to use small claims court to get my refund. So much for buyer protection! Reviewed on: 22nd April 2026

By Far the Best!

Ive been with paypal for many years now,and i find it the best way to spend.its safe,and very flexible.Highly recommend them.***** Reviewed on: 22nd April 2026

I can’t trust anything else more than PayPal .

I can’t trust anything else more than PayPal . Reviewed on: 22nd April 2026

PayPal is the easiest way to manage payments in a sa...

PayPal is the easiest way to manage payments in a safe and secure way. They have made significant strides in making their service more efficient and usable for the average person. Reviewed on: 22nd April 2026

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