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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Excellent method!

Excellent method! fast and efficient Reviewed on: 22nd April 2026

Appreciate the flexibility and access to financial t...

Appreciate the flexibility and access to financial tools via Paypal - never had a problem with them. Reviewed on: 22nd April 2026

I have used PayPal for years and I have always found...

I have used PayPal for years and I have always found it to be hassle free way to purchase goods and very convenient takes all the worry away from buying things on line Reviewed on: 22nd April 2026

Wzor the best

Good service and recommend for everyone Reviewed on: 22nd April 2026

Easy to use simple to pay Customer service is great

Easy to use simple to pay Customer service is great Reviewed on: 22nd April 2026

Accounts runs smooth, any issues dealt with fast.

When issues have arrived they have been dealt with fairly and promptly. It’s helped with the credit when I’ve needed things for the children last minute and able to get pay 3 or credit. Easy to set up direct debits. Reviewed on: 22nd April 2026

Great financial partner

Paypal has been supporting my financial activities for many years now. It is convenient, fast and I find, very transparent when it comes to rates, etc. I use it on my phone, I have the PayPal card and I have a business account as well. Al in all it worked great. Reviewed on: 22nd April 2026

Convient service, accepted with many traders.

Convient service, accepted with many traders. I do like the UX of the android app, no more then 1 or 2 clicks to get to the desired option. Reviewed on: 22nd April 2026

I am so grateful with all the opportunity that PayPa...

I am so grateful with all the opportunity that PayPal offers. Reviewed on: 22nd April 2026

great experience.

great experience. really easy to use and quick and easy at checkout Reviewed on: 22nd April 2026

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