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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Easy purchasing

The PayPal pay in 3 has been really helpful for bigger purchases. The new PayPal cards are really convenient. Reviewed on: 22nd April 2026

Best buy now pay later.

Best buy now pay later...no hassle, no complications. Easy to use with the best interest rates Reviewed on: 22nd April 2026

I don't like that you can't select to pay off your b...

I don't like that you can't select to pay off your buy now pay later. You have to clear the other balance first Reviewed on: 22nd April 2026

Happy Customer.

Extremely happy with everything we have from PayPal Reviewed on: 22nd April 2026

It’s so convenient.

It’s so convenient. Really helps me out! Reviewed on: 22nd April 2026

Pay pal an excellent service provider.

Easy to use system, excellent service provider. No queuing just get the job done simply and quickly. Pay pal has always been an efficient service. Reviewed on: 22nd April 2026

PayPal is my safety net.

PayPal is my safety net. All I can say is that I’m forever grateful. Reviewed on: 22nd April 2026

Hassle free

I use PayPal all the time and have never had a problem with them. Reviewed on: 22nd April 2026

I've been using PayPal for years.

I've been using PayPal for years. The customer service is great and the services are easy to use. They're very transparent about all the new changes that happen and keep you up to date with anything new. Reviewed on: 22nd April 2026

Accepted almost everywhere, spread payments with int...

Accepted almost everywhere, spread payments with interest free, easy management in the ap Reviewed on: 22nd April 2026

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