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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

I use pay pal on a regular basis, I find it convenie...

I use pay pal on a regular basis, I find it convenient and easy to use. Reviewed on: 22nd April 2026

Great experience all round from buying and selling g...

Great experience all round from buying and selling goods and services. Reviewed on: 22nd April 2026

PayPal.. hassle free

Once logged in payments are very quick....both in and out Reviewed on: 22nd April 2026

It's easy to use your service, interest rates are st...

It's easy to use your service, interest rates are steep however when needs must I will use it Also I'm greatful for it Reviewed on: 22nd April 2026

PayPal credit is easy to use and manage.

PayPal credit is easy to use and manage. It always feels secure and makes managing my money simple. Reviewed on: 22nd April 2026

Transparent and clear communication

Transparent and clear communication and really enjoy the special offers Reviewed on: 22nd April 2026

PayPal have been first rate.

PayPal have been first rate. I have had no issues. Any contact with them has been professional and courteous. I highly recommend them as a provider. Reviewed on: 22nd April 2026

A good service.

A good service. Very useful, especially for emergency Reviewed on: 22nd April 2026

PayPal credit is a lifesaver and very efficient when...

PayPal credit is a lifesaver and very efficient when requested. I have used it when I lack cash Reviewed on: 22nd April 2026

Easy and reasonable

Easy to use, good customer service Reviewed on: 22nd April 2026

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