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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Easily the best credit service on the market!

PayPal is easy to use, and I have always found their customer service to be good! The credit options are very clearly stated and they keep you informed on due amounts in plenty of time! 10/10 forsure! Reviewed on: 22nd April 2026

Always Have Money

Its great because whether i want or need something, this helps! You know paypal will always be your backup and in todays society, it is most definitely needed. Thank you Paypal, the friend i need is the friend indeed. Reviewed on: 22nd April 2026

Love PayPal and the new points scheme is fantastic

Love PayPal and the new points scheme is fantastic Reviewed on: 22nd April 2026

Very convenient and user friendly.

Very convenient and user friendly. Reviewed on: 22nd April 2026

Points make rewards!

Really good to know that it's there when I need it! Lovin the new debit card pay and PayPal plus, it feels like you're getting rewarded for using them! Great idea! Reviewed on: 22nd April 2026

So easy to deal with service

So easy to deal with really don't have anything else to say one of the best companies I have delt with Reviewed on: 22nd April 2026

Good Service to use the paypal and no problem at all.

Good Service to use the paypal and no problem at all. Reviewed on: 22nd April 2026

PayPal have always been good for answering phones wh...

PayPal have always been good for answering phones when needing questions answered Reviewed on: 22nd April 2026

It’s been good for me.

It’s been good for me. And it makes my payment fast also. Reviewed on: 22nd April 2026

Always had a great service with very few if any issues.

Always had a great service with very few if any issues. Reviewed on: 22nd April 2026

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