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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Fast service .

Fast service . More convenient. Easy to use Reviewed on: 22nd April 2026

Great Financial Services

I have used PayPal for 5 years now, it has saved me from Financial hardship. They have saved from scams payment. I love PayPal. I love their pay in 3 installments and their credit card has low interest rate. Great financial service Reviewed on: 22nd April 2026

Always had a good experience with PayPal pay or cust...

Always had a good experience with PayPal pay or customer service Reviewed on: 22nd April 2026

Love PayPal.

I love using PayPal and I have been a customer of PayPal for so many years. They have always been good to me, and their system is always smooth and fast - never any complications! Reviewed on: 22nd April 2026

Easy account to manage.

Easy account to manage. Can change monthly direct debit to suit budget as long as it’s at least the minimum payment. Easy to switch between credit or account payments Reviewed on: 22nd April 2026

Great customer quick service

Great customer service easy to use never had any problems Reviewed on: 22nd April 2026

Outstanding and Reliable Service

My experience with PayPal has been outstanding. The platform is intuitive, fast, and highly secure, making every transaction smooth and worry-free. It’s a service I trust and rely on regularly for both personal and online payments. Reviewed on: 22nd April 2026

I find it easy to you and very helpful.

I find it easy to you and very helpful. Reviewed on: 22nd April 2026

Great way to purchase my more expensive items.

Great way to purchase my more expensive items... Reviewed on: 22nd April 2026

It’s great

Enjoying paypal so far, like the security setups, and now the credit facility as well. Reviewed on: 22nd April 2026

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