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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Best Bank very user friendly app

Best Bank very user friendly app Reviewed on: 22nd April 2026

I really value my security against fraudsters.

I really value my security against fraudsters. I bought something online and it turned out to be a scam. PayPal did a great job and refunded my money. Reviewed on: 22nd April 2026

Great service and awesome customer service

Great service and awesome customer service Reviewed on: 22nd April 2026

Happy customer

I’m happy to use PayPal — it’s a great alternative for making payments. Reviewed on: 22nd April 2026

Easy to use

Easy to use however I would make the statement a bit more easy to understand it’s difficult Reviewed on: 22nd April 2026

Paypal. Credit & Plan review

I have used PayPal's 4 month payment holiday to get my glasses reglazed in my updated prescription a one-off cost ideal to spread over a couple of months. I then used their pay in 3 installments to upgrade my home office. Schemes are ideal for smaller retail purchases Reviewed on: 22nd April 2026

Totally brill.

Totally brill...go-to finance gateway Reviewed on: 22nd April 2026

Easy as pie

Easy to use and secure keep card information safe and protected against fraudsters Reviewed on: 22nd April 2026

PayPal have been very flexible and reliable for me.

PayPal have been very flexible and reliable for me. I have paid for various items and used a few different ways that PayPal offer, I have found the system very easy to pay off my credit. Reviewed on: 22nd April 2026

Been OK so far,

Been OK so far, keep getting use pay in three notifications but never been able to use it, just get not available for this purchase despite the seller offering this service Reviewed on: 22nd April 2026

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